Effective May 1, 2025
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SHARE DRAFT ACCOUNT FEES |
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| Non-Sufficient Funds (NSF) Fee | $35.00/Item |
| Stop Payment | $30.00/Item |
| Automatic Overdraft Transfer | $5.00/Item |
| Copy of Paid Share Draft | $5.00/Item |
| Share Draft Check Printing | Prices vary by style |
| Counter Check | $0.25/Item - $1.00/Page |
| Courtesy Pay | $35.00/Item |
| Bounce Protection (ACH/Debit) | $35.00/Item |
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CLUB ACCOUNT FEES |
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| Holiday Club - Premature Withdrawal | $15.00/Withdrawal |
| Vacation Club - Excess Withdrawal | $15.00/Withdrawal if more than 1 per quarter |
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OTHER SERVICE FEES |
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| Money Order | $5.00/Item |
| Credit Union Official Check | $5.00/Check when payable to second party |
| Copy of Money Order or Credit Union Check | $5.00/Item |
| Statement Printout | $5.00/Month |
| Statement Copy | $6.00/Month |
| Deposited Item Return | $35.00/Item |
| Returned Statement | $10.00/Item |
| Foreign Item Processing Fee | $25.00/Item |
| Loan Refinance | $50.00 |
| Wire Transfer – Outgoing Domestic: | $30.00/Transfer |
| Wire Transfer – Outgoing Foreign: | $40.00/Transfer |
| Subordination Fee | $100.00 |
| Protest UFCU Check | $30.00/Check |
| IRA Transfer | $5/Month after 1-year |
| Legal Process: Tax Levies, Summons | $100.00 |
| Delay-a-Pay | $45.00/Loan |
| Account Reconciliation or Research | $25.00/Hour - No charge if credit union error |
| Account Closure | $25.00 if closed within 1-year of opening |
| Inactive Account | $5.00/Month after 1-year |
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ELECTRONIC FUNDS FEES |
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ATM Transactions & VISA CheckCard Fees: UFCU Owned ATMs & Credit-Like Transactions Other ATMs and Debit-Like Transactions |
No Fee $3.00/Transaction - First 5 transactions, no fee |
| Balance Inquiry | $3.00/Inquiry |
| Bounce Protection | $35.00/Item |
| Card Replacement - Debit or Credit | $15.00/Card |
| Expedited Credit Card Replacement | $25.00/Card |
| Courtesy Pay | $35.00/Item |
| Instant Issue Debit Card | $15.00/Card |
| Non-Sufficient Funds (NSF) Fee | $35.00/Item |
| ATM Transfer Between Accounts | $3.00/Transfer |
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BILLPAYER SERVICE FEES |
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| EXPEDITED PAYMENTS: | |
| Electronic: 2-Day | $6.95/Payment |
| Overnight Check: Next Day | $34.95/Payment |
| Overnight Check: 2-Day | $29.95/Payment |
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SAFE DEPOSIT BOX FEES |
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| 3” x 5” Box | $50.00/Year |
| 3” x 10” Box | $60.00/Year |
| 5” x 10” Box | $75.00/Year |
| 10” x 10” Box | $100.00/Year |
| Key Replacement | $25.00/Key |
| Box Drilling | At Cost |
| Safe Deposit Late Charge | $5.00/Month |
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BUSINESS CHECKING ACCOUNTS |
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| Minimum Opening Deposit | $100.00 |
| Monthly Service Fee | $0.08/Item after 200 items (total items include both deposits & withdrawals) |
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SHARE VALUE |
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| Par Value of One Share | $25.00 |