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For Your Information

WHY ULSTER FEDERAL CREDIT UNION?

We want to establish roots with you. We are Ulster County's first credit union, and have been helping members since 1940. We believe that "People are Worth More than Money," and stand behind that statement by giving our members fast and personal member service. We offer account options that suit YOU, such as reward checking accounts, and low loan interest rates. 

MEMBER SAVINGS ACCOUNT

Everyone's got one!

The account must maintain a minimum balance of $25.00, which makes you a member of the credit union.

FREE REWARD CHECKING ACCOUNTS

Earn 2.00% cash back rewards on purchases, or 2.00% APY on balances up to $10,000 in a checking account by doing three simple things:

  1. Sign up for and login to online banking at least once per month
  2. Sign up for and receive e-statements
  3. Use your debit card at least 12 times throughout the monthly qualifying cycle

You can also receive up to $20.00/per month back on ATM fees.

If you do not complete the 3 qualifying steps during the month, then you don't receive the rewards for the month. Otherwise, it acts as a FREE checking account.

FREE REWARD SAVINGS ACCOUNTS

Our reward checking account can be paired with a savings account that receives a higher interest rate as long as you qualify for the rewards that month. You can earn up to 0.50% APY if rewards are earned, and 0.03% APY if you don't meet the reward qualifications for the month.

SERVICES

We offer Visa Debit Cards, Card-Nav Debit Card Controls, Online Banking, Remote Deposit Capture, Mobile Wallet, Nationwide ATM's, E-Statements, as well as personal, friendly service.

*See details tab on HOW TO OPEN

HOW TO OPEN

Membership is open to anyone who lives, works, worships, or attends school in Ulster County, New York. Once you are a member, you are always a member.

REQUIRED ITEMS

  • A responsible party (ages 18+) must be joint owner on the account for liability purposes
  • $25.00 for member savings account deposit
  • Proof of physical address
  • An unexpired government issued ID (ages 16+) OR Original Birth Certificate & Social Security Card