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Why pay higher interest rates on your other credit cards when you can pay a low, fixed rate on an Ulster FCU Visa® Card? Other credit card's rates can sometimes increase to 20%+ after the introductory period, resulting in higher interest charges. Here at Ulster FCU, your low rate remains the same!

Our Classic Platinum card is great for members just getting started with credit, or for members who don't want a large credit line. By using your credit card, you receive ScoreCard Reward points that can be redeemed for various things such as cashback statement credit, merchandise, travel, and more!

Our credit cards can be used via Mobile Wallets such as Apple, Google, and Samsung Pay.

You can also monitor and control your card through the SecuLock App.