BORROW LOCALLY WITH A BOAT/RV LOAN!
Get out on the Hudson River or enjoy that trip to the Adirondacks with a boat or RV loan from Ulster Federal Credit Union! We offer affordable financing, flexible terms, and quick decision making to help you finance the boat/RV of your dreams. We also offer pre-approvals that lock in your rate for 45 days, so you have time to shop for the perfect boat or RV.
- Competitive rates on new and used boats and RVs
- Repayment terms tailored to fit your budget
- No pre-payment penalty
- Pre-approvals available for extra bargaining power
- Prompt decision-making and processing
- Friendly service from our experienced lending team
MAXIMUM FINANCING
New - 100% Purchase Price
Used - 100% NADA Book Value
TO GET STARTED
To apply online, simply hit the [APPLY NOW] button on top, or down below. By applying online, our local, in-house lenders can start processing your loan request right away.
Or, feel free to fill out a paper application at a branch of your choosing.
For questions, give us a call at (800) 847-4283, and ask to speak with a lending officer.
LIFE & DISABILITY INSURANCE
Membership means you may qualify for life and/or disability insurance on your loan. This insurance is offered through our partner, Cuna Mutual Group.
Rate(s) per $1,000 of your monthly loan balance are as follows:
| Life Insurance | Disability Insurance |
| Single Life - $0.60 | Single Disability - $2.14 |
| Joint Life - $0.96 | Joint Disability - $4.07 |
Restrictions apply: Total Benefit Maximum for Life Insurance is $55,000. Total Benefit Maximum for Disability Insurance is $30,000. Maximum issue age for both Life and Disability Insurance is 70.
MEMBER RATE DISCOUNTS
Over the years, our growth has been made possible by the loyal support of our members. That’s why we proudly offer our Member Loyalty Program and Military Discount—to give back to you! These discounts can result in an interest rate reduction of up to 1.00% off your qualifying loan interest rate. For more information, click here.