VISA SECURED®
Why pay higher interest rates on your other credit cards when you can pay a low, fixed rate on an Ulster FCU Visa® Credit Card? Other credit card's rates can skyrocket after introductory periods, resulting in higher interest charges to you. Here at Ulster FCU, your low rate remains the same!
Our Secured Visa card is great for members looking to establish credit or rebuild poor credit. The credit line is secured with funds in a credit union share account or share certificate.
The credit limit is secured by 150% of the limit granted.
For example:
A $250 credit card limit would have to be secured by a share account with $375.
A $500 credit card limit would have to be secured by a share account with $750.
Your Ulster FCU Visa® Credit Card is also compatible with Mobile Wallets such as Apple, Google, and Samsung Pay.
WHY CHOOSE OUR CREDIT CARD?
- Competitive rates to help you save on interest
- Fixed rate of 11.95% APR for qualified borrowers
- Accepted worldwide wherever Visa® is recognized
- ScoreCard Rewards Program with great statement options!
- No fees on balance transfers!
- Local decision-making by your trusted UFCU Lending Team
*APR=Annual Percentage Rate. Verification of income and other supporting documentation may be required to complete the processing of an application. Certain restrictions apply such as income requirements, debt to income and length of employment.