BORROW LOCALLY WITH A HOME IMPROVEMENT LOAN!
A home improvement loan can provide the financing to make your home feel like you! Remodel your kitchen, build a deck, or update the bathroom. Whatever your home improvement project is, our quick decision making, along with competitive rates and flexible loan terms can make it happen!
- Competitive rates for home improvement projects
- Repayment terms tailored to fit your budget
- No pre-payment penalty
- Prompt decision-making and processing
- Friendly service from our experienced lending team
*Offer applies to an owner-occupied, primary residence within New York State. Ask your tax advisor for information regarding tax deductibility.
TO GET STARTED
To apply online, simply hit the [APPLY NOW] button on top, or down below. By applying online, our local, in-house lenders can start processing your loan request right away.
Or, feel free to fill out an application at a branch of your choosing.
For questions, give us a call at (800) 847-4283, and ask to speak with a lending officer.
LIFE & DISABILITY INSURANCE
Membership means you may qualify for life and/or disability insurance on your loan. This insurance is offered through our partner, Cuna Mutual Group.
Rate(s) per $1,000 of your monthly loan balance are as follows:
| Life Insurance | Disability Insurance |
| Single Life - $0.60 | Single Disability - $2.14 |
| Joint Life - $0.96 | Joint Disability - $4.07 |
*Restrictions apply: Total Benefit Maximum for Life Insurance is $55,000. Total Benefit Maximum for Disability Insurance is $30,000. Maximum issue age for both Life and Disability Insurance is 70.