Get financing here in the Hudson Valley!

Backup your checking account with a revolving line of credit, and purchase what you need, when you need it — regardless of the amount you have in your account. An Overdraft Line of Credit means you don't have to worry about having enough money in your account or having to pay fees for over-withdrawing. Any amount overdrawn will automatically be taken out of your line of credit.

Summary
  • Provides a backup for your Ulster FCU checking account
  • Never worry about having enough money in your account
  • Avoid non-sufficient funds fees
  • Competitive, variable rate
  • Credit limit is based on the ability to repay
    • Minimum credit line of $250
    • Standard credit line of $3,000
  • Prompt, local decision-making and processing
  • Customized, friendly service from our experienced lending team