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Get financing here in the Hudson Valley! For Your Information


Back up your checking account with a revolving line of credit. By having an overdraft LOC, you can worry less about having enough money in your account and avoid paying overdraft fees. We offer fixed LOC rates and quick decision making.

  • Provides backup for your checking account
  • Avoid non-sufficient funds and overdraft fees
  • Credit limit is based on one's ability to repay
    • Minimum credit line of $250
    • Maximum credit line of $3,000
  • Prompt decision-making and processing
  • Friendly service from our experienced lending team


To apply online, simply hit the [APPLY NOW] button on top, or down below. By applying online, our local, in-house lenders can start processing your loan request right away.

Or, feel free to fill out a paper application at a branch of your choosing.

For questions, give us a call at (800) 847-4273, and ask to speak with a lending officer.

Financial Calculator

If you are a non-member, and are approved for a loan, you will need to establish membership with us. In order to open an account, you must be eligible for membership, and become a member by opening a Member Savings Account of at least $25.00. 

All rates, terms, and offers are subject to change at any time without notice. Member Loyalty Rate Discount does not apply.