![Member Savings Account](https://cdn.firstbranchcms.com/kcms-media/pageimage/1266/a6fd554d-2335-4dae-b2d2-6ca7f7b22b79/Member-Savings-Account-Page-Photo-2x.png)
Member Savings Account
The first step to securing your financial future, this basic account also establishes your membership in Ulster FCU. All you need is $25 to open.
Learn More![Sprout Kid Account](https://cdn.firstbranchcms.com/kcms-media/pageimage/1266/3ede9481-c20b-4b97-b4be-1653fbea912f/Sprout-Account-Page-Photo-2x.png)
Sprout Kid Account
It is important to establish positive money habits at a young age. With a Sprout Account, your child can learn how to save their money, while having fun doing so. Get your child on the road to financial success by opening a Sprout Account, today!
Learn More![Kasasa Saver Account](https://cdn.firstbranchcms.com/kcms-media/pageimage/1266/e7a2a3c6-136e-43d3-97ef-5747b55df03a/Kasasa-Saver-Account-Page-Photo-2x.png)
Kasasa Saver Account
Watch your funds grow with automatic transfers of Kasasa Cash® or Kasasa Cash Back® rewards for low-effort savings the Kasasa® way!
Learn More![Auxiliary Savings Account](https://cdn.firstbranchcms.com/kcms-media/pageimage/1266/6bbf8b7f-eaf2-47db-9b78-f4a76b93d696/Auxiliary-Savings-Account-Page-Photo-2x.png)
Auxiliary Savings Account
Budget your money for things such as taxes, insurance, home improvements, weddings, vacations, a rainy day and so much more with an auxiliary savings account.
Learn More![Club Accounts](https://cdn.firstbranchcms.com/kcms-media/pageimage/1266/c39ccf85-103f-40ec-b897-8b0ec57151f8/Club-Accounts-Page-Photo-2x.png)
Club Accounts
Save for vacations or holidays with a convenient, simple account that lets you painlessly set aside a little cash — or a lot — every month.
Learn More![Money Market Account](https://cdn.firstbranchcms.com/kcms-media/pageimage/1266/0a6f098e-e458-48f8-a4e2-3feced7c326b/Money-Market-Account-Page-Photo-2x.png)
Money Market Account
Our money market account provides tiered interest, so higher balances earn higher rates. There's no service fee, plus get easy access to funds.
Learn More![Share Certificates](https://cdn.firstbranchcms.com/kcms-media/pageimage/1266/a16625e2-3e18-4fca-8687-2dad84283594/Share-Certificates-Page-Photo-2x.png)
Share Certificates
Enjoy a higher return than a savings account with compounded dividends. Simply pick the term — your funds will earn a competitive fixed-rate.
Learn More![Individual Retirement Accounts (IRAs)](https://cdn.firstbranchcms.com/kcms-media/pageimage/1266/77a49375-0535-40c3-9400-ddb3ecbc7daa/Individual-Retirement-Accounts--IRAs--Page-Photo-2x.png)
Individual Retirement Accounts (IRAs)
Invest in your life after work with a retirement fund that gives you a competitive interest rate. Available in traditional and ROTH accounts.
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