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Financial Calculator Rates


As a small town community credit union, we know the Hudson Valley's beautiful seaons come along with a long list of equipment necessary to keep your property maintained. This is why we offer financing for a variety of equipment and work vehicles that are made to meet your needs such as: riding lawn mowers, tractors, utility and horse trailers, plows, snow blowers, skid steers, and so much more! With competitive rates, flexible loan terms, and quick decision making, our experienced lending team can see you through.

  • Competitive rates for agriculture and commercial vehicles and equipment
  • Repayment terms tailored to fit your budget
  • No pre-payment penalty
  • Pre-approvals available for extra bargaining power
  • Prompt decision-making and processing
  • Friendly service from our experienced lending team


90% Appraised Value up to $50,000


To apply online, simply hit the [APPLY NOW] button on top, or down below. By applying online, our local, in-house lenders can start processing your loan request right away.

Or, feel free to fill out a paper application at a branch of your choosing.

For questions, give us a call at (800) 847-4283, and ask to speak with a lending officer.


Membership means you may qualify for life and/or disability insurance on your loan. This insurance is offered through our partner, Cuna Mutual Group.

Rate(s) per $1,000 of your monthly loan balance are as follows:

Life Insurance Disability Insurance
Single Life - $0.60 Single Disability - $2.14
Joint Life - $0.96 Joint Disability - $4.07

*Restrictions apply: Total Benefit Maximum for Life Insurance is $55,000. Total Benefit Maximum for Disability Insurance is $30,000. Maximum issue age for both Life and Disability Insurance is 70.


Our Member Loyalty Program provides additional interest rate reductions from 0.50%-1.00% OFF your qualifying loan interest rate. For more information, click here.

If you are a non-member, and are approved for a loan, you will need to establish membership with us. In order to open an account, you must be eligible for membership, and become a member by opening a Member Savings Account of at least $25.00.

*All rates, terms, and offers are subject to change at any time without notice.