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Streamline life with convenient services! For Your Information

We believe in easy access to cash, in branch or elsewhere. For that reason, we’ve partnered with multiple ATM networks nationwide. Now you can enjoy thousands of ATMs from coast to coast — located where you live, work, and travel. Get access to 30,000 surcharge-free locations in the CO-OP ATM Network alone. Plus, also enjoy access to the Cirrus, American Express, Discover, PLUS, NYCE, and Accel-Exchange networks.

  • Easily find an ATM virtually anywhere in the U.S.
  • Ulster FCU has partnered with multiple ATM networks:
    • CO-OP
    • Cirrus
    • American Express
    • Discover
    • PLUS
    • NYCE
    • Accel-Exchange
  • Make surcharge-free withdrawals at over 30,000 CO-OP locations nationwide
  • Make deposits at over 9,000 ATM locations nationwide
  • For the CO-OP ATM Network, easily search for the location nearest to you:
    • Online - by address, city and state, or zip code
    • Mobile app - free mobile app download (iPhone | Android)
    • Text - Send a street address or zip code or "City State" to 692667 (my coop) to find the closest locations
    • Call – 1-888-SITE-CO-OP (888-748-3266) for locations
    • GPS – Add CO-OP ATM Network Locator database to your GPS