At Ulster FCU, banking doesn't just stop at accounts and loans. We offer our hard-working members a wide variety of supplemental services to add ease to their banking lives — online, by phone, in-branch, and beyond.
If you don’t have a computer or Internet access, you can still get your basic banking done through SmartLine, our audio voice response system. It’s accessible 24/7 through our toll-free number using a touch-tone phone. To access SmartLine, you will need your member account number(s) and your SmartLine PIN (which you create the first time you use SmartLine).
A Visa® Gift Card makes gift giving easy! It's an ideal choice for birthdays, holidays, weddings and all your gift-giving occasions. The recipient can use the card to buy what they want, when they want. Order one (or several) online!
Reorder Checks Online
Easily reorder checks online without an extra trip to a branch.
Your payroll, Social Security, pension, or any other recurring payment can be directly deposited into your Ulster FCU savings, checking or money market account. You don’t have to carry a check into a branch or worry about your checks being lost in the mail or stolen. Not only will you have peace of mind, you’ll save time too.
When initiating a direct deposit, you will need to supply both your account number and the Ulster FCU transit routing number, 221976227.
eZForex Foreign Currency
Ulster FCU offers you the most convenient and secure method of purchasing foreign currency for 100+ countries without paying exorbitant fees found in airports, hotels and currency exchange outlets. We’ve partnered with eZforex.com to provide you with this valuable service. eZforex is a web-based technology that provides a quick, safe, secure, and efficient method to buy foreign currency.
Purchasing your foreign currency is as easy as any ordering that you do online! How to get started:
- Log in here to start the process
- Enter the foreign currency of choice and the amount required
- Select the currency protection option if prompted and continue following the prompts to checkout
- Move money between Ulster FCU and other financial institutions within hours
- On normal business days, usually the same day, if received before noon
- Low service fee to wire funds out
Use the following information to wire transfers:
Alloya Corporate FCU
PO BOX 15021
Albany, NY 12212
For Credit To:
Ulster FCU ABA# 221976227
Final Credit To:
Member’s Account #
- Available at all Ulster FCU branches
- No fee charged for members
Safe Deposit Boxes
Enjoy peace of mind knowing your most valuable items and documents are safe and secure. Several sizes are available to suit your needs at minimal cost.
3” x 5” Box $50.00/Year
3” x 10” Box $60.00/Year
5” x 10” Box $75.00/Year
10” x 10” Box $100.00/Year
Key Replacement $25.00
Drilling of Box At Cost