Skip to content
For Your Information

WHY A SPROUT ACCOUNT?

It is important to establish positive money habits at a young age. By doing so, you are helping your child to build financial understanding and skills that they will carry into adulthood.

With a Sprout Account, your child can learn how to save their money, while having fun doing so. Get your child on the road to financial success by opening a Sprout Account today!

SPROUT SAVINGS ACCOUNT

Watch your savings grow! 

The account must maintain a minimum balance of $5.00, which makes your sprout a member of the credit union. 

*Note: If you wish to open a custodial account, ask us about UTMA accounts. Uniform Transfers to Minors Accounts are individual accounts created by a custodian who deposits funds as an irrevocable gift to a minor.

ACCOUNT FEATURES

COIN JAR

To celebrate their new account, your sprout will receive a coin jar to collect their money. Once their jar is full, they can visit our Schwenk Drive branch to use our FREE coin machine. This is a fun way for them to watch their money grow!

FANCY MEMBERSHIP CARD

Receive a fun membership card for your sprout to bring with them when visiting the branches to make deposits.

BIRTHDAY PERK

Come visit us the week of your child's birthday, and receive a little birthday gift.

*See details tab on HOW TO OPEN

 

HOW TO OPEN:

Membership is open to anyone who lives, works, worships, or attends school in Ulster County, New York. Once your child is a member, they will always be a member of Ulster FCU.

REQUIRED ITEMS:

  • A $5.00 member savings deposit
  • Proof of physical address
  • Original Birth Certificate
  • Original Social Security Card