KEEP IT LOCAL WITH AN AFFORDABLE PERSONAL LOAN FROM ULSTER FCU!
Whether you need funds for a vacation, wedding, business, unforeseen event, debt consolidation, or education expenses, our unsecured personal loan has you covered! Our experienced lending team will help you with competitive rates, flexible loan terms, and quick decision making.
- Competitive rates
- Repayment terms tailored to fit your budget
- Prompt decision-making and processing
- Friendly service from our experienced lending team
TO GET STARTED
To apply online, simply hit the [APPLY NOW] button on top, or down below. By applying online, our local, in-house lenders can start processing your loan request right away.
Or, feel free to fill out a paper application at a branch of your choosing.
For questions, give us a call at (800) 847-4283, and ask to speak with a lending officer.
LIFE & DISABILITY INSURANCE
Membership means you may qualify for life and/or disability insurance on your loan. This insurance is offered through our partner, Cuna Mutual Group.
Rate(s) per $1,000 of your monthly loan balance are as follows:
| Life Insurance | Disability Insurance |
| Single Life - $0.60 | Single Disability - $2.14 |
| Joint Life - $0.96 | Joint Disability - $4.07 |
*Restrictions apply: Total Benefit Maximum for Life Insurance is $55,000. Total Benefit Maximum for Disability Insurance is $30,000. Maximum issue age for both Life and Disability Insurance is 70.
RATE DISCOUNTS
Our Member Loyalty Program provides additional interest rate reductions from 0.50%-1.00% OFF your qualifying loan interest rate. For more information, click here.