Get financing here in the Hudson Valley!

We get it — from time to time we need a little more than the lint in our pockets. When it comes to meeting our members’ needs, Ulster FCU is there with the right financing for any situation. We believe that your goals should be attainable — whether you need the funds for a vacation, wedding, business endeavor, or unforeseen event. Count on our flexible, low interest loans, including Shared Secured Loans, to get you what you need, promptly. And as always, all loans are processed locally from an institution that really cares.

Summary
  • Competitive fixed or variable rates for a wide range of personal needs:
    • Finance a new vehicle
    • Go on a dream vacation
    • Finance education expenses
    • And much more!
  • Loan programs include:
    • Career or Occupational Loans
    • Fuel Assistance Line of Credit
    • Energy Saver Loans
    • One Year Loan Special
  • Flexible terms and monthly payments that fit your budget
  • Prompt, local decision-making and processing
  • Customized, friendly service from our experienced lending team
Shared Secured Loan

Have a share account with us? Get the financing you need with a Shared Secured Loan! Unlike unsecured loans, this loan is secured against collected funds on deposit in an Ulster FCU regular share account. You'll enjoy higher limits than unsecured loans and, as always, competitive rates and terms customized for your budget.

  • Financing for a wide range of needs backed by your Ulster FCU share account
  • Competitive interest rates to fit your budget
  • Minimum loan amount is $500
  • Maximum loan amount is 90% of the collected share balance