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For Your Information


At Ulster Federal Credit Union, we value your membership and relationship with us. Our goal is to help you achieve your financial dreams - whether it's to own a home, buy a car, get the best return for your investment, plan for retirement, or build your savings.

Through the years, we have grown because of our great members who have given us loyal support along the way. This is why we have our Member Loyalty Program to help you!

This program is designed to reward you for being a loyal member and for choosing to do business with us. These rewards are over and above the rewards you already enjoy as a member/owner of Ulster FCU. Based on your level of services and length of membership, you may be entitled to as much as 1.00% OFF your qualifying loan interest rate with us. So why not take advantage of the benefits by increasing your financial relationship with us, to get you saving, today!


Are you Emerald, Sapphire, or Ruby?
Based on your level of services and length of membership with Ulster FCU, you may be entitled to the following loan interest rate reductions.

5-6 Points - 0.50% Discount

7-9 Points - 0.75% Discount

10 Points - 1.00% Discount

Listed below are some of the products and services that can earn you points towards your discount.


  • FREE Reward Checking Account
  • Regular or Business Checking Account
  • Visa Debit Card
  • Direct Deposit
  • Online Banking
  • E-Statements
  • Current Loan (includes Visa Credit Card)
  • Past Loan with us
  • Like and Follow our Facebook Page

Additional points are granted based upon your length of membership!

Contact us for more details, or questions.

Restrictions Apply!