Get financing here in the Hudson Valley!

Personal Loans

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Home Mortgage Loan

We offer different mortgage plans to appeal to a variety of home buyers — with competitive rates and knowledgeable lenders.

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Student Loans

A student loan from Ulster FCU is the answer to your funding woes — we offer low payment plans, competitive rates, and quick approvals.

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Home Equity

Use the equity you've already paid into your home to fund larger expenses, whether it's home improvements, debt relief, or tuition. 

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Auto Loans

Finance or refinance a car or truck at a competitively low rate — with pre-approvals available for extra leverage at the dealership.

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Personal Loan

Get affordable financing for just about any personal need, with flexible terms and monthly payments that will fit your budget.

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Boat and RV Loans

Amp up your weekend fun with a boat or RV! Expect competitive rates that work with your budget and a range of customizable terms.

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Home Improvement Loans

Update your home the way you've always to with the help of our local lenders! Get quick decision-making and customized service.

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Overdraft Line of Credit

Backup your Ulster FCU checking account with a line of credit that lets you purchase what you need — exactly when you need it.

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Guaranteed Asset Protection

A wrecked vehicle can wreck your finances if you owe more on your loan than your insurance will pay. Guaranteed Asset Protection (GAP) is like an airbag for your vehicle loan.

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Credit Insurance / Credit Life & Disability

Protect your family against the unexpected. Credit Insurance may make your loan payments when you can’t!