Get financing here in the Hudson Valley!

Personal Loans


Home Mortgage Loan

We offer different mortgage plans to appeal to a variety of home buyers — with competitive rates and knowledgeable lenders.


Student Loans

Looking for a student loan? Read more here.


Home Equity

Use the equity you've already paid into your home to fund larger expenses, whether it's home improvements, debt relief, or tuition. 


Auto Loans

Finance or refinance a car or truck at a competitively low rate — with pre-approvals available for extra leverage at the dealership.


Personal Loan

Get affordable financing for just about any personal need, with flexible terms and monthly payments that will fit your budget.


Boat and RV Loans

Amp up your weekend fun with a boat or RV! Expect competitive rates that work with your budget and a range of customizable terms.


Home Improvement Loans

Update your home the way you've always to with the help of our local lenders! Get quick decision-making and customized service.


Overdraft Line of Credit

Backup your Ulster FCU checking account with a line of credit that lets you purchase what you need — exactly when you need it.


Guaranteed Asset Protection

A wrecked vehicle can wreck your finances if you owe more on your loan than your insurance will pay. Guaranteed Asset Protection (GAP) is like an airbag for your vehicle loan.


Credit Insurance / Credit Life & Disability

Protect your family against the unexpected. Credit Insurance may make your loan payments when you can’t!