Stow away funds — and earn dividends!

Personal Savings


Member Savings Account

The first step to securing your financial future, this basic account also establishes your membership in Ulster FCU. All you need is $25 to open.


Kasasa Saver

Watch your funds grow with automatic transfers of Kasasa Cash® or Kasasa Cash Back® rewards for low-effort savings the Kasasa® way!


Club Accounts

Save for vacations or holidays with a convenient, simple account that lets you painlessly set aside a little cash — or a lot — every month.


Share Certificates

Enjoy a higher return than a savings account with compounded dividends. Simply pick the term — your funds will earn a competitive fixed-rate.


Money Market Account

Our money market account provides tiered interest, so higher balances earn higher rates. There’s no service fee, plus get easy access to funds.


Individual Retirement Accounts (IRAs)

Invest in your life after work with a retirement fund that gives you a competitive interest rate. Available in traditional and ROTH accounts.