Stow away funds — and earn dividends!

Personal Savings

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Member Savings Account

The first step to securing your financial future, this basic account also establishes your membership in Ulster FCU. All you need is $25 to open.

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Kasasa Saver

Watch your funds grow with automatic transfers of Kasasa Cash® or Kasasa Cash Back® rewards for low-effort savings the Kasasa® way!

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Club Accounts

Save for vacations or holidays with a convenient, simple account that lets you painlessly set aside a little cash — or a lot — every month.

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Share Certificates

Enjoy a higher return than a savings account with compounded dividends. Simply pick the term — your funds will earn a competitive fixed-rate.

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Money Market Account

Our money market account provides tiered interest, so higher balances earn higher rates. There’s no service fee, plus get easy access to funds.

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Individual Retirement Accounts (IRAs)

Invest in your life after work with a retirement fund that gives you a competitive interest rate. Available in traditional and ROTH accounts.