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It pays to shop with Kasasa Tunes® — the free checking account that rewards you for being the savvy online shopper that you are. Earn refunds on your iTunes®,®, or Google Play purchases — including music, movies, apps, games, and more. Kasasa Tunes will refund you up to $5 per monthly cycle! Aside from providing free checking with no service fees or minimum balance, Kasasa Tunes also refunds your ATM fees nationwide.* Rock on with Kasasa®!

Reorder Checks

  • Free checking that pays you to shop online
  • Earn $5 in refunds for iTunes®,®, or Google Play™ purchases each month*
  • Get $10 in refunds for iTunes, Amazon or Google Play purchases when you open your account*
  • Refunds on ATM fees, nationwide (up to $20 monthly)*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking
  • Free Visa® debit card
  • Free telephone banking
  • Unlimited check writing
  • No minimum deposit to open

Want to qualify for rewards?

We make it easy to earn your rewards. In fact, you probably do most — if not all — of these things already! To qualify, just do the following transactions and activities in your Kasasa Tunes account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

Easy as that! Even if you don't meet your qualifications during the cycle, your Kasasa Tunes account is still free. And you can get right back to earning your rewards the very next month!


2022 Qualification Cycle

January: Dec. 31 - Jan. 28

February: Jan. 29 - Feb. 25

March: Feb. 26 - Mar. 30

April: Mar. 31 - Apr. 28

May: Apr. 29 - May 30

June: May 31 - Jun. 29

July: Jun. 30 - Jul. 28

August: Jul. 29 - Aug. 30

September: Aug. 31 - Sep. 29

October: Sep. 30 - Oct. 28

November: Oct. 29 - Nov. 29

December: Nov. 30 - Dec. 30

Are you a current member of Ulster Federal Credit Union?

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, credit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $5.00 (which includes any applicable taxes) in refunds for any iTunes, or Google Play purchases.  In order to be refunded, iTunes,, Google Play purchases must be made with your credit union Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. In addition, you will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $4.99 or higher. When Kasasa Tunes qualifications are not met, iTunes,, Google Play purchases and ATM fees are not refunded. iTunes,, Google Play refunds and ATM fee reimbursements will be credited to your account on the last day of the statement cycle in which these purchases post and settle to your account and the ATM fees were incurred. Rewards are variable and may change after account is opened. Fees may reduce earnings. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly enrollment in online banking, receipt of electronic statements are a conditions of this account. Enrollment in electronic services (e.g. online banking and electronic statements) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account.  Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member Federally insured by NCUA. iTunes is a registered trademark of Apple, Inc. is a registered trademark of Inc.. Google Play is a registered trademark of Google, Inc. Apple Inc., Inc. and Google, are not participants in or sponsors of this program. Kasasa and Kasasa Tunes are trademarks of BancVue, Ltd., registered in the U.S.A.